What isn't covered in homeowners policy?

Think you have everything covered with a home insurance policy? You may want to think again. 

Natural disasters, neglect, pets and more could lead to more expense than you anticipated. 

Most home insurance policies have exclusions -- and the list keeps growing -- so it's a good idea to review your policy from time to time to make sure your home is protected. 

Common exclusions to a homeowners policy: 

  • Damage from pets
  • Earthquake
  • Floods
  • Intentional damage
  • Neglect
  • Sewer or drain back up

If you would like help reviewing the coverage in your policy, contact us